Privacy Policy

Last updated: November 1, 2025

1. Introduction

Payzo ("we," "our," or "us") is a privacy-focused payment processor. We believe in collecting only the minimum data necessary to provide our services. This Privacy Policy explains our minimal data collection practices and how we protect your information.

By using Payzo, you agree to the collection and use of information in accordance with this policy.

2. Information We Collect

2.1 Information You Provide

  • Email address (required for account creation)
  • Business name and information
  • Cryptocurrency wallet addresses
  • API integration data
  • Payment transaction details

2.2 Information Collected Automatically

We collect minimal technical data necessary for security and service operation:

  • IP addresses (for fraud prevention only)
  • Browser type (for compatibility)
  • Transaction logs and timestamps (for payment processing)

This data is collected only during active sessions and is not used for tracking or profiling.

2.3 Payment Information

We do NOT store credit card information on our servers. All payment card data is processed and stored by our PCI-DSS compliant payment processor. We only retain transaction IDs and payment status information.

3. How We Use Your Information

  • Process payments and cryptocurrency withdrawals
  • Maintain and improve our services
  • Send transaction notifications and updates
  • Prevent fraud and ensure security
  • Comply with legal obligations
  • Provide customer support
  • Send important service announcements

4. No KYC Policy

Payzo operates with a minimal information collection policy. We do NOT require:

  • Government-issued identification
  • Proof of address
  • Social security numbers
  • Extensive personal documentation

However, we reserve the right to request additional information if required by law or to prevent fraudulent activity.

5. Information Sharing and Disclosure

We may share your information with:

5.1 Service Providers

  • Payment processors for card processing
  • Cloud hosting providers for data storage
  • Analytics services for service improvement

5.2 Legal Requirements

We may disclose your information if required by law, court order, or government regulation, or to protect our rights, property, or safety.

5.3 Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.

6. Data Security

We implement industry-standard security measures to protect your information:

  • End-to-end encryption for sensitive data
  • Secure HTTPS connections
  • Regular security audits and updates
  • Access controls and authentication
  • Encrypted database storage

However, no method of transmission over the Internet is 100% secure. We cannot guarantee absolute security.

7. Data Retention

We are committed to minimal data retention and privacy:

  • Session data is only collected while you actively use our platform
  • We do not track or store browsing history beyond your session
  • Account data is retained only while your account is active
  • Transaction metadata (IDs, amounts, timestamps) is kept for operational purposes
  • You can request account deletion at any time

Upon account deletion, we remove all personal information except transaction records required for legal compliance (fraud prevention, tax obligations).

8. Your Rights

You have the right to:

  • Access your personal information
  • Correct inaccurate data
  • Request deletion of your data (subject to legal requirements)
  • Export your data
  • Opt-out of marketing communications
  • Withdraw consent (where applicable)

To exercise these rights, contact us at support@payzo.cc

9. Cookies and Tracking

We use only essential cookies required for authentication and session management. We do NOT use:

  • Third-party advertising cookies
  • Cross-site tracking
  • Analytics cookies (unless explicitly consented)
  • Social media tracking pixels

You can disable cookies in your browser settings, but this may affect service functionality.

10. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. We ensure appropriate safeguards are in place for such transfers.

11. Children's Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect information from children.

12. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes via email or through our platform. Continued use of our services after changes constitutes acceptance of the updated policy.

13. Contact Us

If you have questions about this Privacy Policy, please contact us: